Independent loan brokerage
Financing that fits your life.
We compare offers from partner banks and guide you personally – from the first estimate to the contract. Transparent, clear and with no upfront fees.
- No upfront fees
- Personal advice
- GDPR-compliant data protection
Transparent costs
Nominal rate, APR and total amount payable are clear up front.
No pressure
Review offers calmly. You decide – not us.
Secure data
TLS-encrypted transfer, processing under the GDPR.
Real people
A personal contact instead of call-centre loops.
Our solutions
Six ways to your goal
Purchase, mobility, home or business – choose the financing that fits your plans.
Personal loan
Fixed amount, fixed instalment, fixed term – predictable from month one.
Example: €10,000 · 60 months · €199 per month
View details
Car loan
New or used, petrol or electric – mobile with a predictable instalment.
Example: €20,000 · 60 months · €394 per month
View details
Mortgage
Purchase, new build or refinancing – expert guidance.
Example: €300,000 · 300 months · €1,554 per month
View details
Debt consolidation
Bundle several loans – one instalment, more clarity.
Example: €20,000 · 84 months · €304 per month
View details
Business financing
For the self-employed, freelancers, SMEs and founders.
Example: €50,000 · 60 months · €1,018 per month
View details
Renovation loan
Renovate, refurbish, save energy – bring your home up to date.
Example: €25,000 · 84 months · €375 per month
View details
For every stage of life
We finance plans, not products.
Family & home
From new furniture to a home of your own.
Mobility
New or used cars, including electric.
Work & business
Investments, working capital, growth.
Renovation
Renovate and improve energy efficiency.
How it works
Four clear steps
- 1
Calculate
Use the loan calculator to get a first overview of instalment and term.
- 2
Enquire
Fill in a short online form. Free and non-binding.
- 3
Get advice
Your contact gets in touch, discusses your situation and compares suitable offers.
- 4
Decide
You receive an offer with all costs. A contract only exists once you sign.
Loan calculator
Run the numbers on your plans
A non-binding worked example with APR, total amount payable and interest cost.
€1,000€80,000
Key terms at a glance
- Loan amount
- €1,000 to €80,000
- Term
- 12 to 120 months
- APR (depending on credit standing)
- 3.99 % to 14.99 %
Non-binding worked example without guarantee, annuity loan. Your personal rate depends on your credit standing and is set bindingly in the bank's offer.
Monthly instalment
€199.17
- Net loan amount
- €10,000.00
- Term
- 60 months
- Fixed nominal rate p.a.
- 7.24 %
- APR (annual percentage rate)
- 7.49 %
- Interest cost
- €1,950.07
- Total amount payable
- €11,950.07
Representative example (§ 17 PAngV)
Net loan amount €10,000.00, term 60 months, fixed nominal rate 7.24% p.a., APR 7.49%, monthly instalment €199.17, total amount payable €11,950.07. Terms subject to credit approval.
Trust
How to recognise a reputable loan broker
No upfront fees. We never ask for payment before a loan has been paid out.
- No fees or “insurance” before payout
- No promise of guaranteed approval
- A complete legal notice with registration details
- Clear nominal rate and APR
- No cash payouts, no cash on delivery, no cash couriers
Does the enquiry cost anything?
No. Enquiry and advice are free and non-binding. We never charge upfront fees. Our commission is paid by the bank and shown in the offer.
How quickly will I hear back?
Usually within one working day. How long it takes until payout depends on the financing type and your documents.
Is the enquiry binding?
No. A contract only exists once you expressly accept and sign a bank's offer.
Can I withdraw from a consumer loan?
Yes. Consumer loans carry a statutory 14-day right of withdrawal. Details are in the withdrawal notice of your contract.
Will a SCHUFA check be carried out?
The lending bank checks your creditworthiness, usually including a SCHUFA enquiry. This is required by law. A pure conditions enquiry does not affect your SCHUFA score.
Ready for the next step?
Submit your enquiry in a few minutes. Free, non-binding and with no effect on your decision.